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    <description>Socialgov covers public policy, including Programs, Civictech and Affairs, with clear reporting, context, and practical guides.</description>
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    <lastBuildDate>Tue, 08 Sep 2026 00:34:00 GMT</lastBuildDate>
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      <title>When you can enroll in Medicare, and what missing a deadline costs</title>
      <link>https://socialgov.org/programs/when-you-can-enroll-in-medicare-and-what-missed-deadlines-cost/</link>
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      <description><![CDATA[Medicare's initial enrollment window runs seven months around your 65th birthday, and late Part B sign-up adds a permanent 10 percent yearly penalty. Here is the calendar and how to enroll.]]></description>
      <pubDate>Fri, 28 Aug 2026 08:57:18 GMT</pubDate>
      <dc:creator>James Wellington</dc:creator>
      <category>Programs</category>
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      <title>Social Security checks rise 2.8 percent in January 2026: what the COLA actually changes</title>
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      <description><![CDATA[The 2026 Social Security cost-of-living adjustment is 2.8 percent, adding about $49 to the average retirement check. Here is what changed and when it took effect.]]></description>
      <pubDate>Wed, 26 Aug 2026 08:57:17 GMT</pubDate>
      <dc:creator>Asha Venkataswamy</dc:creator>
      <category>Policy News</category>
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      <title>How SNAP food benefits work, and who qualifies as of 2026</title>
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      <description><![CDATA[SNAP gives a monthly grocery benefit on an EBT card. Here is how eligibility, the application steps, and annual amount changes work, and where to get the official answer.]]></description>
      <pubDate>Mon, 24 Aug 2026 08:57:16 GMT</pubDate>
      <dc:creator>Asha Venkataswamy</dc:creator>
      <category>Programs</category>
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      <title>Who qualifies for SNAP, and how to apply in 2026</title>
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      <description><![CDATA[SNAP eligibility runs on income and asset tests set by Washington but applied through your state; here's what the current federal rules say, what changed in 2026, and how the application actually works.]]></description>
      <pubDate>Sat, 22 Aug 2026 08:50:13 GMT</pubDate>
      <dc:creator>Asha Venkataswamy</dc:creator>
      <category>Programs</category>
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      <title>How Social Security&apos;s cost-of-living adjustment works, and what the 2.8% increase means for 2026</title>
      <link>https://socialgov.org/policy-news/how-social-security-s-cost-of-living-adjustment-works-and-what-the-2-8-increase-means-for-2026/</link>
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      <description><![CDATA[Social Security's annual raise is a formula, not a vote in Congress. Here is how the calculation works and what it means for the benefit increase that took effect in January 2026.]]></description>
      <pubDate>Thu, 20 Aug 2026 08:50:12 GMT</pubDate>
      <dc:creator>Asha Venkataswamy</dc:creator>
      <category>Policy News</category>
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      <title>How Social Security&apos;s cost-of-living adjustment is calculated</title>
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      <description><![CDATA[The 2.8% raise for 2026 wasn't a vote or a guess. Here's the government formula behind every Social Security COLA, and what it changed this year.]]></description>
      <pubDate>Tue, 18 Aug 2026 08:50:11 GMT</pubDate>
      <dc:creator>Asha Venkataswamy</dc:creator>
      <category>Policy News</category>
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      <title>What is Login.gov, and why do some government websites require it?</title>
      <link>https://socialgov.org/civictech/what-is-login-gov-and-why-do-some-government-websites-require-it/</link>
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      <description><![CDATA[A look at the federal sign-in system used by USAJOBS, Global Entry, and other agencies, and what auditors have found about how it's run.]]></description>
      <pubDate>Sun, 16 Aug 2026 08:50:10 GMT</pubDate>
      <dc:creator>James Wellington</dc:creator>
      <category>Civictech</category>
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      <title>How the SBA&apos;s 7(a) loan program works, and what changed in July 2026</title>
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      <description><![CDATA[The federal government doesn't lend small businesses money directly — it guarantees part of the loan a bank makes. Here's how that guarantee works, and how a July 2026 rule change raised how much a business can borrow.]]></description>
      <pubDate>Fri, 14 Aug 2026 08:50:09 GMT</pubDate>
      <dc:creator>Henrik Larsen</dc:creator>
      <category>Government News</category>
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      <title>How federal rulemaking works, and how to comment on a proposed rule</title>
      <link>https://socialgov.org/affairs/how-federal-rulemaking-works-and-how-to-comment-on-a-proposed-rule/</link>
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      <description><![CDATA[Most federal regulations must be proposed in public, opened to written comment from anyone, and justified in writing before they take effect. Here is the sequence, the deadlines, and what makes a comment worth reading.]]></description>
      <pubDate>Wed, 12 Aug 2026 08:50:08 GMT</pubDate>
      <dc:creator>Valentina Sokolov</dc:creator>
      <category>Affairs</category>
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      <title>How federal inspectors general work, and what happens to their findings</title>
      <link>https://socialgov.org/accountability/how-federal-inspectors-general-work-and-what-happens-to-their-findings/</link>
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      <description><![CDATA[Inspectors general audit and investigate their own agencies, then report to both the agency head and Congress on a schedule set by statute. Here is the mechanism, the deadlines, and where to read the reports yourself.]]></description>
      <pubDate>Mon, 10 Aug 2026 08:50:07 GMT</pubDate>
      <dc:creator>Alexandria Lucas</dc:creator>
      <category>Accountability</category>
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      <title>The pandemic relief ledger, as the oversight bodies close their books</title>
      <link>https://socialgov.org/accountability/pandemic-program-oversight-final-findings/</link>
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      <description><![CDATA[SBA's OIG estimated over $200 billion in potentially fraudulent pandemic loans, and oversight bodies logged $57 billion in findings.]]></description>
      <pubDate>Sat, 01 Aug 2026 04:00:00 GMT</pubDate>
      <dc:creator>Alexandria Lucas</dc:creator>
      <category>Accountability</category>
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      <title>TSP savers got Roth conversions and higher limits in 2026, plus a mandatory Roth catch-up rule</title>
      <link>https://socialgov.org/government-news/tsp-federal-retirement-changes-2026/</link>
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      <description><![CDATA[In-plan Roth conversions arrived in January 2026, the deferral limit is now $24,500, and high earners must make Roth catch-ups. What TSP savers should do.]]></description>
      <pubDate>Thu, 30 Jul 2026 04:00:00 GMT</pubDate>
      <dc:creator>Henrik Larsen</dc:creator>
      <category>Government News</category>
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      <title>Medicare telehealth flexibilities now run through 2027. Here is what the February law changed</title>
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      <description><![CDATA[The Feb. 3, 2026 appropriations law extended Medicare telehealth flexibilities through Dec. 31, 2027. What is covered and what happens next.]]></description>
      <pubDate>Tue, 28 Jul 2026 04:00:00 GMT</pubDate>
      <dc:creator>Asha Venkataswamy</dc:creator>
      <category>Policy News</category>
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      <title>What county governments actually do</title>
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      <description><![CDATA[Elections, courts, jails, roads, records, and property tax: what the roughly 3,069 U.S. county governments run and how they are funded.]]></description>
      <pubDate>Fri, 24 Jul 2026 04:00:00 GMT</pubDate>
      <dc:creator>James Wellington</dc:creator>
      <category>Affairs</category>
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      <title>How government benefit-finder tools match you to programs</title>
      <link>https://socialgov.org/civictech/how-benefit-finder-tools-match-you-to-programs/</link>
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      <description><![CDATA[How the federal Benefit Finder questionnaire matches your situation to government programs, and what the results list can and cannot do.]]></description>
      <pubDate>Mon, 20 Jul 2026 04:00:00 GMT</pubDate>
      <dc:creator>James Wellington</dc:creator>
      <category>Civictech</category>
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      <title>How unemployment benefits are calculated, and why states differ</title>
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      <description><![CDATA[How states compute weekly unemployment benefits from your base period wages, why maximums differ by state, durations, and whether benefits are taxed.]]></description>
      <pubDate>Sat, 18 Jul 2026 04:00:00 GMT</pubDate>
      <dc:creator>Asha Venkataswamy</dc:creator>
      <category>Programs</category>
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      <title>Auditors to FAA: the air traffic upgrade is moving, but not fast enough</title>
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      <description><![CDATA[GAO's 2025 reports found 90 of 105 FAA systems unsustainable and the controller workforce 6% below 2015. What the audits say and why travelers feel it.]]></description>
      <pubDate>Fri, 10 Jul 2026 04:00:00 GMT</pubDate>
      <dc:creator>Alexandria Lucas</dc:creator>
      <category>Accountability</category>
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      <title>NHTSA&apos;s 2026 docket: faster exemptions for driverless vehicles and a proposed rewrite of fuel economy rules</title>
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      <description><![CDATA[Faster exemptions for driverless vehicles and a proposed fuel economy reset for model years 2022-2031. NHTSA's recent actions explained plainly.]]></description>
      <pubDate>Wed, 08 Jul 2026 04:00:00 GMT</pubDate>
      <dc:creator>Henrik Larsen</dc:creator>
      <category>Government News</category>
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      <title>The FAA picked a prime integrator in December. The air traffic rebuild now has an overseer</title>
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      <description><![CDATA[Peraton was named prime integrator for the new air traffic control system on Dec. 4, 2025. What is funded, what is next, and when travelers feel it.]]></description>
      <pubDate>Mon, 06 Jul 2026 04:00:00 GMT</pubDate>
      <dc:creator>Asha Venkataswamy</dc:creator>
      <category>Policy News</category>
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      <title>How Stafford Act emergency and disaster declarations work</title>
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      <description><![CDATA[How major disaster and emergency declarations work under the Stafford Act: requests, assessments, county designations, and cost shares.]]></description>
      <pubDate>Thu, 02 Jul 2026 04:00:00 GMT</pubDate>
      <dc:creator>James Wellington</dc:creator>
      <category>Affairs</category>
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